InvestWise Collective

I’ve had a very positive experience with InvestWise Collective. I’ve invested with them in a debt fund from a different sponsor, as well as an InvestWise Collective sponsored equity deal. What has stood out most to me is their approach to risk, communication and investor alignment. The debt fund was performing well, but when the sponsor stopped providing access to the loan tape, InvestWise made the decision to exit rather than continue without adequate visibility into the underlying loans. I appreciated them putting risk management and investor interests ahead of simply staying invested in a deal that was performing. I’m also invested in one of their equity deals, which reflects my overall confidence in the team. We’re still early in the project’s lifecycle, but it’s hitting milestones and performance / communication continue to meet and often exceed expectations.

Investwise Collective manages a feeder fund that invests in the Spectra Velocity debt fund, focusing on first-lien commercial mortgages. I have one active investment with the sponsor and chose to double my initial commitment after six months. I am currently fully invested. I selected this investment for cash flow and its position in the capital stack to manage risk. The structure allows for liquidation after one year. Quarterly distributions have been paid on time and have exceeded initial projections. Paul Shannon and the team provide clear quarterly reports that list individual loans within the Spectra Velocity fund, so there is transparency on where my money is invested in. Investwise also provides regular market updates and insights into possible future syndication opportunities. This investment has met all my original expectations, and I would invest with Paul again.

I've known the operators for several years, invested in early 2025. Distributions have been on time and consistent. Wish all my LP positions were performing like this, very happy with the team and leadership.

InvestWise Collective introduced the Heritage Square project in early 2025 as a class-A MF investment opportunity targeting a 5-year hold, 8% pref, 80/20 waterfall, and a very favorable basis compared to replacement cost. After reviewing InvestWise's presentation, several phone conversations with the sponsor about the deal, and some corroborative underwriting we performed, we decided to invest in this deal. The sponsorship team also expressed tremendous confidence in the deal and their ability to operate it by investing nontrivial proportions of their own personal NW into the deal, which in turn improved my confidence. Quarterly updates are circulated without fail, and are comprehensive in their summarization of key metrics and context important to investors seeking under-the-hood insights (e.g., maintenance work order counts and 48-hour closure rates; financial overviews including updated rent rolls and balance sheets operational; and landscape and current focus points, among others). Communications have not been limited to quarterly updates, and while not exactly monthly, we are typically seeing updates within 6-8 weeks of one another. InvestWise Collective's communication approach has been quite satisfactory, and has yet to leave me wondering what's going on with our investment. Distributions and timing thereof are clearly communicated; investors saw 2 partial quarter distributions and 1 full quarter distribution since the property closed and the operational plan put into effect in May 2025, in line with my expectations and InvestWise's communications based on their agenda. Though we haven't seen a deal through to full cycle together yet, overall, the experience I have had with InvestWise has been very positive.